Welcome to the Mortgage Loans site
We look at the more consumer-friendly options for home-buyers, such as the current account mortgage, the offset mortgage and the flexible mortgage. We look at the the 100% mortgage as well for those people without savings or with a large amount of costs they need to have covered.
We also review the options that you have should you be self-employed. There is mortgage advice for the self-employed if you can produce three years accounts which show your average profit can support the mortgage you want. If not, we look at the non-standard and self-certification mortgage.
We then have a section which looks at general advice and tips on finding the best mortgages and looking at the general mortgage search process. This should help you think about what kind of mortgage would be best for you. We then look at how you work out how much you can afford to borrow.
When it comes to buying a home, you have to overcome quite a few obstacles, and it is a process fraught with problems. We talk you through the process and what to expect.
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